Contact Us

"Broke: America's Banking System, published by The Risk Management Association Broke, is different from other books about the Financial Crisis."

First and foremost--it is about basic commercial and consumer banking--the blocking and tackling of America's community and regional banks.

Second, Broke goes beyond the recent crisis and examines patterns of bank crises experienced in the U.S. since the first Congress convened in 1789.

Third, the book is written by a real banker with a broad range of experiences including more than ten years as a banker in Florida and Texas during the mid-1980s and early 1990s when 3000 financial institutions failed.

Fourth, it is not a "who-done-it" or "kiss-and-tell." Instead, Broke is about the circumstances that create substantial design flaws in the U.S. banking system

And last, Broke is practical; it offers actionable, common sense ideas for bankers, directors, regulators, and lawmakers.